Best Wallet Hacks
by Josh Patoka
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There are plenty of ways to make money, but scaling a business or learning a new skill can require a ton of effort to build a regular income. Thankfully, you can get paid by starting a side hustle online or in your local community. And as you’ll see from the list of jobs I’ve compiled below, you can use the skills and equipment you already possess and start today.
Here are some of the best ways you can make money quickly. You may consider trying several ideas to find the best income stream for your schedule.
Paid survey sites are a great way to earn a few extra bucks. You can qualify for most market research surveys by sharing your opinion on topics like your shopping habits and favorite shows or movies. Survey Junkie is one of the top platforms and lets you attempt multiple surveys daily.
The minimum payout threshold is only $5 for PayPal and gift card rewards. When you’re not in the mood for answering surveys, you can install the SJ Pulse extension, which monitors the ads you see when using the internet and pays you a few dollars each month. Read our Survey Junkie review to learn more.
Selling items you no longer need (or can live without) is another quick way to get paid today. All you need is a willing buyer. For example, you can sell furniture, jewelry, electronics, books, and baby items. You may be able to get top dollar by listing your items on Facebook Marketplace, OfferUp, and similar sites.
These platforms let you sell your items for free and sell locally or ship to long-distance buyers. However, due to recent changes to digital payment tax laws, you may owe taxes if your annual sales exceed $600 when you collect payment through Venmo, Facebook, PayPal, and Cash App.
A yard sale can also help you declutter and sell multiple items at a single event. If you don’t want to wait to find a buyer, instant buyback sites also specialize in certain products. Your earning potential won’t be as high, but it’s an easy way to sell multiple items, ship them with a prepaid shipping label, and receive a check or PayPal payment after an inspection. Here are some of the things you may consider selling and some of the best platforms.
Decluttr is a great place to sell any of the following electronics and tech items:
Several platforms can help you sell gold, silver, and collectible jewelry:
Local consignment stores can be your best option for selling clothing as they may provide instant offers. However, if you’re selling out-of-season clothing in “like new” condition, ThredUp offers free shipping, and you can buy unwanted clothing with their Clean Out Bag. However, inspecting your clothing can take several weeks, and they may donate rejected items instead of shipping them back. Read our ThredUp review to learn more about using the app to buy and sell.
Being a paid grocery shopper can be an excellent option if you’re familiar with your local supermarket and are knowledgeable about picking fresh produce, meats, frozen items, and packaged items. You also get to set your delivery schedule, which gives you more flexibility than a traditional shift-based second job.
Instacart partners with most grocery stores, and you receive delivery requests within the app. The app also lets you accept payments for completed orders and earn additional customer tips. In addition, same-day payments to a linked debit card are available for a small fee.
Depending on your city and grocery store, you may also apply to be an in-store shopper who doesn’t require owning a car and delivering to homes and businesses.
If you live close by to various restaurants, you can earn a steady income by delivering take-out orders. Like grocery delivery apps, you can set your delivery schedule and choose which orders you want to accept. For example, you can avoid restaurants that are notoriously slow or aren’t conveniently located.
DoorDash operates in many small cities that often only have fast food restaurants, though I recommend trying several apps to see which one you like best.
Our DoorDash delivery guide includes tips and tricks from someone who has made more than 6,000 deliveries. You can also learn more in our DoorDash Review.
If you have a relatively new four-door vehicle and are comfortable having other people in your car, you can make money as a rideshare driver with Uber and Lyft. It can be fairly lucrative if you live near an airport or somewhere with a vibrant nightlife.
You choose when to drive, but you’ll earn more during “surge periods” and other times when demand is high. Be sure to add rideshare insurance to your policy for additional coverage. Driving platforms offer liability insurance when you drive but may not cover every possible incident.
Letting others drive your car on the days you don’t need it is an almost effortless way to make money. Turo lets you rent your vehicle out to people who need a ride. You can earn enough money to cover your monthly car loan payments and insurance and still pocket enough cash to net a profit. In addition, the Turo offers complimentary vehicle insurance to protect your asset during rental periods.
You can make money from self-storage if you have an empty closet or extra space in your garage, unfinished basement, yard, or storage shed. This home-based side hustle requires minimal work as you only have to keep the area secure and collect monthly rent payments.
Neighbor lets you offer your unused space for people to store their belongings and vehicles on a month-to-month basis. The app collects payments from the renter and automatically deposits the cash into your account.
When you’re ready to get your space back, you can provide at least 30 days’ notice for the renter to find a new place to store their stuff. Check out our Neighbor Storage review for more information.
Short-term rentals are an easy way to make money from tourists and business travelers. For example, you may rent a spare bedroom, finished basement, or a guest house as an Airbnb host. You can select which dates your place is available to prevent having guests when you need privacy.
Receiving positive reviews from your guests is essential to attracting more guests and reducing your vacancy rate. Check out these suggestions to become an Airbnb Superhost.
If you donate plasma regularly, you can earn up to $300 or more per month. Of course, your earning potential depends on your weight and donation size. Many centers also offer bonus cash to new donors to help them get into the routine of donating regularly and assisting those with medical needs.
It’s also possible to earn more if you have recently recovered from Covid-19 and possess the antibodies. Most donation centers issue payment via prepaid debit cards.
We love our pets, but they require regular love, attention, and exercise. With Rover, you can offer dog walking and pet sitting services. You can make the most money by providing overnight boarding for dogs and cats.
You can also offer daycare services or daily walking sessions if you desire a shorter time commitment. Like most peer-to-peer apps, you can set your schedule and rates. The app also lets you avoid certain breeds and sizes to avoid potential conflicts.
Becoming a babysitter is another way to make money as you can care for children during the day or evening. Care.com is one online platform to register as a caregiver, but word-of-mouth referrals through friends can also be effective.
Downloading featured apps and games can help you earn bonus points at Swagbucks. Depending on the offer, you can earn points by installing the app and creating an account. However, playing games for cash usually requires reaching a specific level to receive the full reward.
Most offers don’t require a purchase, but in-app purchases can help you earn the most points. This get-paid-to site also awards points for online surveys, shopping, watching videos, and other micro-tasks. Redemptions are as low as $1 for Amazon gift cards. In addition, PayPal and other gift cards only require a $5 balance, lower than many competing sites. Read our Swagbucks review to find out more.
UserTesting pays you to test websites from your computer or phone. You only need a working webcam, microphone, and the ability to install the recording software to your device. Most tests take up to 20 minutes and pay $10 by PayPal.
You will receive a to-do list of tasks to complete and have a verbal conversation about your user experience while completing these actions. If you’re an excellent tester, you can earn up to $120 for live interviews where the client chats with you during the session.
Other ways to make money are by testing products at home and trying new websites and apps.
Homeowners constantly need extra help to complete home improvement projects and repairs. TaskRabbit lets you earn at least $15 per hour for various tasks, including:
You can advertise your skills for several services and wait for invitations.
Transcription jobs are in high demand. You may also add captions to videos and offer translation services. There are several different platforms where you can search for openings. Entry-level platforms usually don’t require special equipment like a foot pedal. You can earn more if you have medical and legal experience as these niches are more challenging and pay better.
Freelancing is another exciting opportunity if you have high-income skills and want to work from anywhere. For example, you can design graphics, perform data entry, or write short blog posts on Upwork. This platform lets you receive job invitations and also bid on openings.
Data entry can also provide a part-time income, and there are several different types of tasks you can complete to avoid burnout. Amazon MTurk is one of the best services for making money quickly by completing short tasks that artificial intelligence cannot automate.
Your payment options include direct deposit and (as you might expect) Amazon gift cards. Other reputable sites include Lionbridge and Clickworker. These platforms partner with well-known tech companies outsourcing tasks like:
As you can see, there are multiple ways you can get paid today through online or local side hustles. The extra cash can help you escape a financial pinch and make it easier to accomplish other financial goals. If you’re wondering where to start, I recommend trying a few different ideas on this list to find out what you’re good at, what you enjoy doing, and what gigs pay the right amount of income.
States have begin issuing state stimulus checks using budget surpluses and other relief programs. See if you are eligible (or if you’ve already received them) and how you may see it.
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Does it ever seem as if earning big money is the impossible dream? It may be hard to believe, but there are lots of million-dollar jobs for regular people like you and me. Here’s a list of careers where it’s possible to earn $1 Million or more per year.
It may surprise you that not every item ordered through Amazon or shipped by the USPS arrives at the buyer’s doorstep. Packages are sometimes left unclaimed and retailers end up selling them at discounted rates. Here’s how you can buy unclaimed Amazon or USPS packages.
After graduating in $50k with student loans in May 2008 from Virginia Military Institute with a B.A. International Studies and Political Science with a minor in Spanish (he studied abroad in Sevilla, Spain for 3 months), Josh decided to sell his soul for seven years by working in the transportation industry to get out of debt ASAP and focus on doing something else with a better work-life balance.
He is a father of three and has been writing about (almost) everything personal finance since 2015. You can also find him at his own blog Money Buffalo where he shares his personal experience of becoming debt-free (twice) and taking a 50%+ pay cut when he changed careers.
Today, Josh relishes the flexibility of being self-employed and debt-free and encourages others to pursue their dreams. Josh enjoys spending his free time reading books and spending time with his wife and three children.
Opinions expressed here are the author’s alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.
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